When it comes time to apply for a mortgage, which avenue should you take? There are several types of home loan products available, but the one you decide on should closely match your needs and financial position.
More specifically, should …
A healthy economy is certainly a good thing when it comes to demand for housing, but how much can the economy actually impact the real estate market?
Both the economy and housing market influence each other to some degree. More …
Millennials are a unique demographic. They’re well-informed and are very sophisticated when it comes to what they want, particularly when it comes to the home they plan to buy.
These “Generation Yers” have plenty of expectations that the generations before …
Planning on moving sometime soon? Have you already found your dream home and are in the process of selling? No matter where you happen to be on the home selling/buying spectrum, you’ll likely have some belongings to move.
That’s why …
Appraisals are an important part of the real estate transaction, especially when a mortgage is involved. Lenders will typically want to verify the current market value of a home before they agree to extend a specific loan amount, and they …
If selling your home quickly and for as much money as possible is what you’re after, then hiring a professional home stager can be the secret sauce that you’re looking for. While there are certainly many components to successfully selling …
If there’s ever an ideal time to list a home for sale, it’s during a seller’s market.
In this type of market, demand is very high, while inventory remains relatively tight. It’s this type of environment that can send sale …
If you live in a subdivision – whether new or old – odds are your home’s layout is pretty similar to the rest of the homes on the block. Even the exterior finishes and elevation may be similar.
While you …
Thinking of buying a new home?
There are plenty of decisions that you have to make, including whether to buy resale or purchase brand-new construction. There are pros and cons to both, and depending on how these stack up, they …
Your home may be tight on square footage, but that doesn’t have to mean that it’s totally unusable. In fact, there are plenty of ways to make the most of small spaces and make them seem larger than they really …
Ever wonder how much those amazing homes you see on television or in the movies are really worth in real life? The Tanner’s home from Full House or the classic abode from Home Alone are classic examples of homes that …
Did you know that you can borrow money against the equity you’ve got built up in your home?
If you’re a homeowner and have accrued equity as a result of appreciation, a long string of payments, or both, you may …
The amount of money you borrow to finance a home purchase is obviously the key factor in how much your mortgage payments will be. But your interest rate will also play an important role in how expensive your overall mortgage …
There could be any number of reasons why you have to leave your home vacant after you sell it. Maybe you’ve found a new home to buy and it closes before you’re able to find a buyer for your home. …
If your credit score is on the low side, you could find it pretty tough to get approved for a mortgage.
You’ll probably even find that a low credit score will impact your ability to get any other type of …
Home sellers usually don’t have to pay any capital gains taxes on profits made upon the proceeds of a sale because they are typically using those proceeds to be put towards another home to move into.
But what about real …
If you’re going to be spending the big bucks on a home purchase, you want to make sure you don’t end up with a property that’s just going to cause you problems long after you move in. That’s why it’s …
As a seller, you want to pull out all the stops to get buyers to notice your listing. And once they lay eyes on it, you’ll want them to be impressed with what they see. Handing buyers exactly what they …
You’ve probably watched your fair share of Trading Spaces, Fixer Upper, or Love It Or List It. And you’ve probably learned a thing or two or have at least been thoroughly entertained by them.
But what’s it actually like to …
You might be eager to sell your home, but is it really ready for the market? Upon closer inspection, you might notice that there are a few issues with your property that require attention. Even your real estate agent might …
If you want to find and buy your dream home, you’ll have to wait until it hits the market and is advertised on popular mediums like the MLS, right?
Wrong.
In fact, it’s very possible to find a home before …
Thinking of buying a home in the near future? Keep in mind that there are several things that you should do, and a number of others that you shouldn’t. Buying real estate is a huge deal that involves a ton …
Just because you’re buying a new home doesn’t mean something can’t happen shortly after moving in. That’s why it’s customary for builders to include a home warranty with every new construction purchase, which gives buyers some assurance that they won’t …
What’s not to love about the vast greenery, meticulously maintained grounds and rolling hills of a golf course? It certainly provides for a gorgeous backdrop for any backyard, and many residential communities are built around golf courses. And if you’re …
Condos and homes that are located in an HOA community come with a certain set of perks that you won’t find in your traditional home. They offer private amenities solely for community residents, provide maintenance for all common areas, and …
Are you beginning to outgrow your home? Is your house not providing enough space for you and your family?
While some owners may choose to list and sell in favor of a larger property with more square footage, others decide …
As a homebuyer, you’re already paying expenses left and right. Aside from the actual purchase of the property, you’ve also got a slew of other expenses to cover, from appraisal fees, to loan origination fees, to land transfer taxes and …
Americans can be a very wasteful bunch. It’s estimated that we create about 254 million tons of trash and waste about 20% of energy every year. Forty percent of food is wasted annually, and our carbon footprint is equal to …
Every seller hopes for the best when they first put their home on the market. Getting a great offer shortly after listing and selling for top dollar are obvious goals for sellers. But what happens if there are no takers? …
You’ve successfully sold your home and are ready to pack up all your belongings to haul over to your new abode. But while you’ll certainly want to take all of your furniture, artwork, and linens with you, are there certain …
You’ve lived in your rental unit for a while now, but your lease is coming due. Now’s the time to start thinking about whether or not to continue on with your current landlord and remain in the premises, or move …
When an offer comes in from a buyer, the first component that sellers will typically look at is the offer price. Naturally, the offer price is the first thing that catches sellers’ attention, and rightfully so. But as important as …
If you’re planning to sell your home in the near future, you’ve got a few tasks on your plate, and one of the more important ones is teaming up with a real estate professional. Having an agent by your side …
If you plan to make a home purchase sometime in the near future, one of your first steps should be to get pre-approved for a mortgage. Speaking with a mortgage professional will help you determine how much you can actually …
Are you finally ready to get into the housing market? If you so, your first time can be pretty exciting yet daunting. Considering the fact that you’ve never been involved in the world of real estate before, you’ll definitely need …
If you’re planning to apply for a mortgage to help you finance a home purchase, you could get stuck paying mortgage insurance, depending on the type of home loan you take out and your down payment amount.
If it’s a …
City living is ideal for many people, especially those who work in the downtown core or who simply like to be in the center of the action. But living in urban centers is typically expensive, especially when compared to homes …
If you were selling your home, would you want to be absolutely certain that the buyers are able to secure a mortgage to make the real estate deal go through? Of course, you would, and that’s exactly what the purpose …
There are a lot of real estate investors out there looking to make some good money fixing and flipping houses. And if you’ve been watching your favorite programs on HGTV and the like, you may have noticed that flipping houses …
Buying a new home can certainly be an overwhelming and sometimes frightening thing, especially if you’re completely new to this game. There are so many components involved in buying real estate that buyers need to be aware of in order …
Whether you’re a newbie buyer or seller or have bought and sold homes a few times over the years, you’ve most likely heard of the MLS, or Multiple Listing Service.
In today’s competitive real estate market, it’s important for sellers …
You pay homeowner’s insurance, and although you never want to have to use it, there may be some unfortunate circumstances that may require you to file a claim. Of course, it’s important to crunch the numbers to make sure that …
Paying taxes is never fun, but you may be able to find ways to keep a little extra money in your pocket when filing. Keeping tabs on specific transactions related to your home throughout the year can help you minimize …
With the typical sale of a property, the new owners usually apply for a mortgage to finance the purchase. When the sale is finalized, the new owners begin paying their new mortgage with the set of terms and interest rate …
Real estate transactions aren’t always free of unpleasant surprises. Sometimes a home inspection will uncover an unknown issue or the buyer won’t be able to secure financing despite being pre-approved.
But there’s another potentially unexpected issue that can arise after …
Buying a home is a big deal, and buyers are highly advised to have representation when they search for a home and negotiate a deal. Having a real estate agent represent you when making this massive purchase is certainly beneficial …
The thought of a gated community might conjure up visions of ritzy neighborhoods in Hollywood where all the hottest celebrities tend to live. Behind those gates are thought to be incredible homes on amazing lots with fabulous amenities at the …
The final walk-through of a home is your last chance to make sure all is as it should be before you close on the deal. During this crucial visit, you’ll have the opportunity to see if anything has changed from …
Getting approved for a mortgage can be pretty challenging these days. Lenders are rather stringent with their lending requirements and aren’t in the business of loaning out money to just anyone. Nowadays, you’ve got to meet strict criteria in order …
If you’re thinking of renovating your kitchen, expanding the living room, or adding a completely new addition to your home, you’ll need to apply for a permit before any work begins. While some home improvement projects might not need a …
If you’re buying or selling a home that still has a mortgage on it, you’ll likely be dealing with what’s known the lending world as an ‘alienation clause’.
Also known as a ‘due on sale clause’, an alienation clause gives …
No seller ever wants to have to reduce the price of their home, but sometimes it might be a necessary step to sell in a reasonable amount of time. Of course, all sellers want to make the most money on …
Does your home still have popcorn ceilings that were popular decades ago? If so, it’s probably time for a change. Odds are, you’ve probably already been thinking about getting rid of your popcorn ceilings but just haven’t gotten around to …
Renting out a property is a great way to bring in supplemental income, whether it’s a home, apartment, condo, or other type of real estate. But there are rules that landlords must adhere to in order to comply with the …
A real estate landing page can be a powerful tool to help you generate more leads for your business, but how it’s designed makes all the difference. Landing pages are basically any web page that visitors arrive at from another …
Decades ago, residential floor plans were anything but open concept. Instead, the main entrance and hallways typically anchored all the living spaces that were sectioned off and separated from each other.
Over recent years, however, layouts have become more inclusive …
Property values play a key role in the world of real estate. Buyers are always looking to get a deal on a home, while sellers are always seeking the highest price.
But property values never stay put. They’re always changing …
When you buy a home, you’re also buying the neighborhood. The area you purchase into has a direct impact on the value of your home, both today and into the future. While it might sound silly to think about selling …
Home inspections are typical in a real estate transaction. After all, buyers want to know exactly what they’re spending all their money on and will usually want to order a home inspection before they commit to the home.
But as …
When you put your home on the market, expect to have a lot of strangers visit. After all, buyers will obviously want to check out your home in person before deciding if it’s the one for them.
But it would …
The moving process is stressful enough; the last thing you need is to wind up dealing with a shady moving company. Ideally, you want to work with a moving company that’s trustworthy and reliable. Unfortunately, there are scammers everywhere who …
Whether you’re buying or selling a condo or other type of home governed by a homeowner’s association (HOA), there are few extra considerations that need to be made compared to the average freehold home.
No matter what type of home …
When a property switches hands from seller to buyer, a title search is usually performed. This is done for the purpose of issuing title insurance, as well as to give buyers the chance to make sure that the seller is …
If you’re planning to buy a home in the near future, you’ll want to get the lowest interest rate possible on your mortgage. Even the difference of a fraction of a percent can save you tens of thousands of dollars …
When it comes time to buy a home, one of the first things you’ll have to do is shop around for a mortgage. When doing so, you’ll quickly realize that there are plenty of different types of mortgages to choose …
Have you ever thought about why you decorated and furnished your home in a certain way? While you may not realize it, your home’s decor says a lot about you. Whether or not the vibe given off by your style …
Whether you’re a buyer or seller, knowing what type of market you’re currently in will make a big difference in your approach. Obviously, a seller’s market is a good thing for homeowners who are thinking of listing their homes for …
If you’re buying a home, odds are you’ll need to take out a mortgage to finance such a large purchase. But if you’re planning to build your own home from scratch, the type of financing you get to cover the …
Buyers are always looking for the best deal on a home. After all, why pay more for a home than necessary? When it comes to a major purchase like real estate, the prospect of getting a deal becomes much more …
If you’re planning to buy a home in the near future, you’ll need some form of down payment to secure a mortgage. The thing is, it can be downright difficult to gather up the funds needed to put a decent-sized …
Timeshares have been popular vacation options for many Americans over the years, allowing them to essentially “own” their vacation properties without outright buying real estate. Buyers can purchase their vacations in advance and use their vacation properties under specific terms, …
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